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Does Car Insurance Cover Damage from Fires?

To discover how your auto coverage applies within the case of auto fire destruction, review your car insurance coverage overview–which you can generally get online. 

Should you have a vehicle that’s been damaged by fire, and also you have complete coverage, contact your insurance company promptly to report your claim. In case your policy contains rental reimbursement coverage, your insurance company will evaluate the damage and certainly will help you rent a car. Your insurance company can advocate an excellent body shop for your own repairs.

car damage from fire

Always have fire coverage to make sure you are protected.

What to Do After Your Automobile is Damaged by means of a Fire

You must report the damage to your own insurance provider as quickly as possible, if fire damages your vehicle.

To acquire the procedure started have the following information available:

Contact information for virtually any emergency agency that reacted to the fire – - please have it available too, If you have the ability to get a duplicate of the fire report.
Advice on injuries brought on by the fire, or alternative damaged vehicles or property.
Information on repairs performed in the damaged vehicle.
A description of the damaged vehicle, including options, mileage, and upgrades.
A listing of personal property damaged within the fire. You can get a quote now, should you not hold house or renters insurance.

During the complete process of filing your claim, your claims examiner may need additional information regarding the damaged vehicle, such as:

-Certification of Title for the automobile.
-Service receipts and records.

In the event the damaged vehicle is funded or leased, ensure that you report the fire to your own finance or leasing business. To expedite your claim’s procedure, advise your finance or leasing business to discuss the case directly with your insurance provider.

When you’ve got rental coverage you can also be supplied with a rental vehicle. Contact your claims examiner for further detailed info.

* Coverage for custom items and upgrades might be limited – - your claims examiner can supply you with more info.

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